Alaska Auto Dealer Bonds
Auto dealer bonds protect consumers and the state. The bond amount and license type required depend on your state's DMV.
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At a glance
Alaska Auto Dealer Bond Key Facts
Governed by 2 AAC 92.010(b).
The basics
What Is an Auto Dealer Bond in Alaska?
A bonded title in Alaska is a regular vehicle title the Division of Motor Vehicles (DMV) issues on the strength of a surety bond. You use it when you cannot give the DMV adequate proof that you own the vehicle — for example, the title is missing and the seller cannot provide one. Alaska law sets this out in 2 AAC 92.010(b), which lets you file a three-year surety bond (or post an equal cash deposit) to get a title.
Good to know - A surety bond is required when you have inadequate proof of ownership for a vehicle, and for any trailer weighing over 500 pounds. A trailer weighing 500 pounds or less may submit a weight slip instead of a bond.
The bond protects the State of Alaska and any future owner or lienholder if someone else turns out to have a claim on the vehicle. You file it together with your title application — it does not replace the application.
Alaska sets the bond at 1.5 times your vehicle’s appraised retail value, and the bond lasts three years and cannot be canceled. If no one makes a valid claim during that time, the bond ends and you keep a clear title.
The vehicle must be physically located in Alaska, and the appraisal must be done in Alaska. A surety bond is required for vehicles and for trailers over 500 pounds; a trailer 500 pounds or less can use a weight slip instead.
Qualification
What You Need to Qualify for a Alaska Auto Dealer Bond
Approval depends on your dealer license type, required coverage amount, and underwriting factors such as credit.
- You cannot give the DMV adequate proof of ownership (for example, the title is lost and the seller cannot provide one).
- The vehicle is physically located in Alaska.
- The vehicle, or a trailer over 500 pounds, is the type that requires a bond (a trailer 500 pounds or less may use a weight slip instead).
- You can get a retail-value appraisal from a licensed dealer, insurance appraiser, or bank, based on an in-person inspection in Alaska.
- The applicant, the seller, and the appraiser are three different parties.
Step by step
How to Get an Auto Dealer Bond in Alaska: Step by Step
Confirm you need a bond
Alaska requires a surety bond when you have inadequate proof of ownership. It applies to vehicles and to trailers over 500 pounds. If your trailer weighs 500 pounds or less, you may be able to submit a weight slip instead of a bond, so check first.
Get a retail-value appraisal
Have a licensed dealer, insurance appraiser, or bank appraise the vehicle’s retail value (not wholesale or trade-in) on the DMV Vehicle Appraisal form. The appraiser must inspect the vehicle in person in Alaska, the appraisal must be no more than 90 days old, and the value source (such as Kelley Blue Book, NADA, or Carfax) must be attached. Enter your appraised value in the calculator above to estimate your premium.
Vehicle Appraisal for Surety Bond (825)Get your vehicle verified
If you do not have a title or Manufacturer’s Certificate of Origin, the DMV needs a vehicle verification (VIN inspection) on Form 811. This is free at state DMV offices.
Vehicle Verification & Inspection (811)Buy your surety bond
Buy a three-year, non-cancelable surety bond for 1.5 times the appraised value and complete the DMV Surety Bond form. If you prefer, you can post an equal cash deposit with the DMV instead of buying a bond.
Surety Bond (824)File everything with the DMV
Submit the Vehicle Transaction Application (title and registration), the affidavit of ownership, the signed surety bond, and the appraisal — with your fees and any taxes — at your nearest Alaska DMV office, or mail them to DMV Headquarters in Anchorage.
Vehicle Transaction Application (Title and Registration) (V1)Paperwork
Alaska Dealer Bond Forms & Documents
The main Alaska title and registration application.
View formEstablishes the appraised retail value the bond amount is based on.
View formThe affidavit of ownership submitted with the application.
View formVIN inspection, needed when you do not have a title or MCO.
View formYou'll also need
Cost
How Alaska Auto Dealer Bond Pricing Works
You do not pay the full bond amount. In Alaska, the surety bond must equal 1.5 times your vehicle’s appraised retail value. You pay a premium, which is a smaller percentage of that bond amount.
Your premium depends on the bond amount and underwriting. Use the calculator above for an estimate; your final premium may vary. The $15 title fee and any registration fees and taxes are separate from the bond premium. Instead of buying a bond, you may post an equal cash deposit with the DMV.
Worked example
If your vehicle’s appraised retail value is $8,000, the bond amount is 1.5x that, or $12,000. You pay only the premium on the $12,000 bond, not the full $12,000.
Filing
Filing Information
State of Alaska Division of Motor Vehicles (DMV)
We prepare the issued bond and send you a copy for your records. Filing requirements vary by state, license type, carrier, and bond form.
(907) 269-5551FAQ
Alaska Auto Dealer Bond FAQ
Yes. Under 2 AAC 92.010(b), the Alaska DMV issues a title backed by a three-year surety bond (or an equal cash deposit) when you cannot give adequate proof of ownership.
The bond amount is 1.5 times your vehicle’s appraised retail value. You pay a premium — a percentage of that amount — not the full bond amount. Use the calculator above to estimate it.
By a retail-value appraisal (not wholesale or trade-in) from a licensed dealer, insurance appraiser, or bank. The appraiser must inspect the vehicle in person in Alaska, the appraisal must be no more than 90 days old, and the value source (such as Kelley Blue Book, NADA, or Carfax) must be attached.
Three years. Alaska requires a three-year, non-cancelable surety bond. If you would rather not buy a bond, you can post an equal cash deposit with the DMV instead.
Only if the trailer weighs more than 500 pounds. A trailer weighing 500 pounds or less may submit a weight slip instead of a surety bond.
At your nearest Alaska DMV office, or by mail to DMV Headquarters, 4001 Ingra Street, Suite 101, Anchorage, AK 99503. Submit the application, affidavit of ownership, surety bond, and appraisal together. Call (907) 269-5551 with questions.
Sources
Last verified 2026-06-23. Requirements change - confirm current details with State of Alaska Division of Motor Vehicles (DMV) before you file. This page is informational and not legal advice.
FAQ
Alaska Auto Dealer Bond Questions
The cost of a Alaska auto dealer bond is usually a small percentage of the state-required bond amount. Your exact premium depends on the bond amount, license type, business details, and underwriting factors such as credit.
Many auto dealer bonds can be issued the same day after you complete the application. Larger bond amounts or applications that need underwriting review may take longer.
Requirements vary by license type, but most Alaska auto dealers need to complete a short application and purchase the bond amount required by the state before their license can be issued or renewed.
Often, yes. Many states have separate bond requirements for wholesale, retail, broker, or other dealer license types. Choose the bond that matches your Alaska license instructions.
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AutoDealersBond.com is operated by Insurance Services by Shield, a California and Texas licensed insurance agency (CA License #6018195, TX License #3446536). Insurance Services by Shield is not an insurance carrier and does not underwrite bonds or insurance policies. Bond and coverage availability, pricing, and issuance are subject to carrier underwriting approval, eligibility, applicable state requirements, and policy or bond terms. Availability varies by state.
